Training: MSME credit risk control technology
Based on an invitation from the Chaoyang branch of Beijing Rural Commercial Bank (BRCB), IPC provided a one-day seminar for account managers of that branch. The topic of the seminar focused on MSME credit risk control technology.
This seminar aimed to introduce IPC’s cashflow- and analysis-based lending technologies, in order to strengthen corporate account manager awareness of credit risk control in the pre- and post-disbursement phases.
This applied particularly to dealing with MSME clients with credit needs up to RMB 5 million (EUR 640,000). Considering the background of the participants (around 45 corporate account managers), the seminar used lectures, case studies and interactive simulations and put a strong emphasis on practical operations for conducting pre-disbursement analysis and verification of financial data.